Summary
A reverse budget requires you to review the past two to three months worth of credit card and bank statements to figure out what you have spent in the last few months.
It helps you target your problem areas, which, in turn lets you:
#1 Apply Money towards your debt repayment.
#2 Start Saving Money by not buying things associated with your problem area; and by putting money towards savings.
#3 Hone in Your Spending on the problem areas, which results in you having more money to put towards your goals.
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